URL: /baas/api/capabilities/sct13-asset-management

---
title: "SCT13 - Financial Asset Management"
description: "Tools for managing various financial assets and investments via API"
---

# SCT13 - Financial Asset Management

Tools for managing various financial assets and investments, including portfolio management, tracking, and analytics through the API.

## Overview

This capability provides API access to tools for managing financial assets beyond traditional banking, including investment portfolios, securities, and alternative assets.

## Features

| Feature | Description |
|---------|-------------|
| **Portfolio Management** | Manage asset portfolios |
| **Investment Tracking** | Track investment performance |
| **Risk Assessment** | Portfolio risk analysis |
| **Performance Analytics** | Returns and performance metrics |
| **Asset Allocation** | Optimization tools |

## Configuration Options

| Level | Features | Assets |
|-------|----------|--------|
| **Basic** | Simple tracking | Limited asset types |
| **Standard** | Comprehensive management | Standard assets |
| **Advanced** | Sophisticated tools | All asset classes |

## API Usage

### Get Portfolio Summary

```bash
GET /api/v1/portfolios/{portfolio_id}
Authorization: Bearer {access_token}
```

**Response:**
```json
{
  "portfolio_id": "port_abc123",
  "customer_id": "cust_xyz789",
  "total_value": 150000.00,
  "currency": "EUR",
  "positions": [
    {
      "asset_type": "EQUITY",
      "symbol": "AAPL",
      "quantity": 100,
      "current_value": 17500.00,
      "unrealized_pnl": 2500.00
    },
    {
      "asset_type": "FIXED_INCOME",
      "symbol": "BOND_EU_10Y",
      "quantity": 50,
      "current_value": 52500.00,
      "unrealized_pnl": -500.00
    }
  ],
  "performance": {
    "ytd_return": 8.5,
    "total_return": 15.2
  }
}
```

### Get Risk Assessment

```bash
GET /api/v1/portfolios/{portfolio_id}/risk
Authorization: Bearer {access_token}
```

**Response:**
```json
{
  "portfolio_id": "port_abc123",
  "risk_metrics": {
    "var_95": 5200.00,
    "volatility": 12.5,
    "sharpe_ratio": 1.2,
    "beta": 0.85
  },
  "concentration_risk": {
    "top_holding_pct": 35.0,
    "sector_concentration": "MODERATE"
  }
}
```

### Execute Trade

```bash
POST /api/v1/portfolios/{portfolio_id}/orders
Content-Type: application/json
Authorization: Bearer {access_token}

{
  "asset_type": "EQUITY",
  "symbol": "MSFT",
  "side": "BUY",
  "quantity": 25,
  "order_type": "MARKET"
}
```

## Asset Types Supported

| Asset Type | Description |
|------------|-------------|
| **Equities** | Stocks and shares |
| **Fixed Income** | Bonds and securities |
| **Funds** | Mutual funds, ETFs |
| **Alternative** | Real estate, commodities |

## Integration with Other Capabilities

| Capability | Integration |
|------------|-------------|
| **SCT03 - Country** | Available assets per jurisdiction |
| **SCT06 - Decision Support** | Investment analytics |
| **SCT09 - Multi-Currency** | Multi-currency portfolios |
| **SCT11 - Compliance** | Investment compliance |

## Related API Reference

<Card title="Portfolio APIs" icon="chart-pie" href="/baas/api/reference/financial-operations">
  View detailed portfolio API specifications
</Card>

## Subscription Tier Availability

| Tier | Configuration Level |
|------|---------------------|
| Starter | Not included |
| Professional | Not included |
| Enterprise | Standard |
| Custom | Configurable |