URL: /baas/corex/features/sct03-country-operation

---
title: "SCT03 - Country of Operation"
description: "Foundational capability defining where a tenant can operate"
---

# SCT03 - Country of Operation

A foundational core capability that defines where a tenant can operate and is used by all other capabilities. Each tenant can configure which countries they can operate in per capability.

## Overview

This capability forms the foundation of your platform's geographic scope, enabling you to define allowed and restricted countries for operations, with localized experiences for each market.

## Features

| Feature | Description |
|---------|-------------|
| **Allowed Country Lists** | Countries where operations are permitted |
| **Denied Country Lists** | Countries where operations are restricted |
| **Localized Interfaces** | Language and content localization |
| **Country-Specific Compliance** | Regional regulatory requirements |
| **Regional Payment Methods** | Local payment rails and methods |
| **Local Currency Support** | Native currency handling per country |
| **Country Reporting** | Country-specific regulatory reports |

## Per-Capability Configuration

Each capability (SCT01-SCT13) can have its own country configuration:

| Configuration | Description |
|---------------|-------------|
| **Capability-Specific Countries** | Enable specific capabilities in specific countries |
| **Differentiated Compliance** | Different compliance requirements per country |
| **Gradual Rollout** | Phase capabilities into new countries over time |
| **Regional Grouping** | Group countries by region for unified management |

## Configuration Options

| Level | Scope | Features |
|-------|-------|----------|
| **Single** | One country | Full compliance for single market |
| **Regional** | Multiple countries in region (EU, APAC) | Regional compliance framework |
| **Global** | Worldwide operation | Country-specific compliance per market |

## Supported Regions

### Europe
- EU member states (SEPA zone)
- EEA countries
- UK and Switzerland

### Asia-Pacific
- Southeast Asia
- East Asia
- Oceania

### Americas
- North America
- Latin America
- Caribbean

### Middle East & Africa
- GCC countries
- North Africa
- Sub-Saharan Africa

## Country Configuration Flow

```mermaid
flowchart TD
    A[Select Target Countries] --> B[Compliance Assessment]
    B --> C[Enable Capabilities per Country]
    C --> D[Configure Local Settings]
    D --> E[Localization Setup]
    E --> F[Go-Live per Country]
```

## Compliance Considerations

<Warning>
Different countries have different regulatory requirements. Ensure you understand and comply with local regulations before enabling operations in new markets.
</Warning>

| Region | Key Considerations |
|--------|-------------------|
| **EU/EEA** | GDPR, PSD2, AML5/6 directives |
| **US** | State licensing, OFAC, FinCEN |
| **UK** | FCA regulations, UK GDPR |
| **APAC** | Varies by country, data localization |

## Integration with Other Capabilities

All capabilities reference SCT03 for geographic scope:

- **SCT01/02**: Determines customer countries
- **SCT04**: Available instant payment schemes
- **SCT09**: Available currencies
- **SCT12**: Financial network access per country

## Subscription Tier Availability

| Tier | Configuration Level |
|------|---------------------|
| Starter | Single |
| Professional | Regional |
| Enterprise | Global |
| Custom | Configurable |