URL: /baas/corex/features/sct11-compliance-management

---
title: "SCT11 - Compliance Management"
description: "Tools and features to ensure regulatory compliance across operations"
---

# SCT11 - Compliance Management

Tools and features to ensure regulatory compliance across operations, including KYC/AML workflows, transaction monitoring, and regulatory reporting.

## Overview

This capability provides comprehensive compliance management tools to help your platform meet regulatory requirements across all markets you operate in.

## Features

| Feature | Description |
|---------|-------------|
| **KYC/AML Workflows** | Customer verification processes |
| **Regulatory Reporting** | Automated regulatory reports |
| **Transaction Monitoring** | Real-time transaction screening |
| **Audit Trail** | Complete activity logging |
| **Documentation Management** | Compliance document storage |

## KYC/AML Features

| Feature | Description |
|---------|-------------|
| **Identity Verification** | Document and biometric verification |
| **Sanctions Screening** | Global sanctions list checking |
| **PEP Screening** | Politically Exposed Person checks |
| **Adverse Media** | Negative news monitoring |
| **Ongoing Monitoring** | Continuous customer monitoring |

## Configuration Options

| Level | Features | Automation |
|-------|----------|------------|
| **Basic** | Essential compliance | Manual workflows |
| **Standard** | Comprehensive management | Semi-automated |
| **Advanced** | Full automation | Regulatory updates auto-applied |

## Compliance Workflow

```mermaid
flowchart TD
    A[Customer Onboarding] --> B[Identity Verification]
    B --> C[Document Collection]
    C --> D[Sanctions Screening]
    D --> E[Risk Assessment]
    E --> F{Approved?}
    
    F -->|Yes| G[Account Active]
    F -->|No| H[Manual Review]
    H --> I{Decision}
    I -->|Approve| G
    I -->|Reject| J[Application Rejected]
    
    G --> K[Ongoing Monitoring]
    K --> L[Periodic Review]
    L --> G
```

## Regulatory Coverage

| Regulation | Coverage |
|------------|----------|
| **GDPR** | Data protection and privacy |
| **PSD2** | Payment services directive |
| **AML5/6** | Anti-money laundering directives |
| **FATF** | Financial action task force guidelines |
| **Local Regulations** | Country-specific requirements |

## Reporting Capabilities

| Report Type | Description |
|-------------|-------------|
| **SAR** | Suspicious Activity Reports |
| **CTR** | Currency Transaction Reports |
| **STR** | Suspicious Transaction Reports |
| **Regulatory Returns** | Periodic regulatory submissions |
| **Audit Reports** | Internal and external audit support |

## Integration with Other Capabilities

| Capability | Integration |
|------------|-------------|
| **SCT01/02 - Channels** | KYC flows in onboarding |
| **SCT03 - Country** | Country-specific compliance |
| **SCT04 - Payments** | Transaction screening |
| **SCT06 - Decision Support** | Compliance dashboards |

## Subscription Tier Availability

| Tier | Configuration Level |
|------|---------------------|
| Starter | Basic |
| Professional | Standard |
| Enterprise | Advanced |
| Custom | Configurable |