URL: /overview/find-your-path

---
title: "Find Your Path"
description: "Choose the right FinHub integration path for your needs"
---

# Find Your Path

Use this guide to determine which FinHub service model is right for you.

## Step 1: BaaS or PaaS?

```mermaid
flowchart TD
    A[What do you need?] --> B{Need business processes?}
    B -->|Yes - onboarding, accounts, transactions| C[BaaS]
    B -->|No - just technology connectors| D[PaaS]
```

| Question | Answer → Path |
|----------|---------------|
| Do you need customer onboarding flows? | Yes → **BaaS** |
| Do you need account/wallet management? | Yes → **BaaS** |
| Do you only need payment gateway integration? | Yes → **PaaS** |
| Do you have existing systems and just need connectors? | Yes → **PaaS** |

---

## Step 2: If BaaS, Which Service Model?

```mermaid
flowchart TD
    A[BaaS Selected] --> B{Do you want to build your own UI?}
    B -->|No, give me a ready solution| C[CoreX Service Model]
    B -->|Yes, I have developers| D[API Service Model]
    B -->|Some of each| E[Hybrid Service Model]
```

### Side-by-Side Comparison

| Aspect | CoreX | API | Hybrid |
|--------|-------|-----|--------|
| **Time to Market** | 2-4 weeks | 4-12 weeks | 4-8 weeks |
| **Development Effort** | Minimal | Significant | Moderate |
| **UI/UX Control** | Customizable themes | Complete control | Mixed |
| **Mobile Apps** | Included | Build your own | Some included |
| **Maintenance** | Managed by FinHub | Your responsibility | Shared |
| **Best For** | Quick launch | Custom experiences | Flexibility |

---

## Decision Guide

<Steps>
  <Step title="Evaluate Your Resources">
    **Do you have a development team?**
    - Yes → API or Hybrid Service Model viable
    - No → Consider CoreX Service Model
  </Step>
  <Step title="Consider Time to Market">
    **When do you need to launch?**
    - Within 1 month → CoreX Service Model
    - 3+ months → API Service Model
  </Step>
  <Step title="Assess Customization Needs">
    **How unique is your user experience?**
    - Standard flows → CoreX Service Model
    - Highly custom → API Service Model
  </Step>
  <Step title="Plan for Maintenance">
    **Who will maintain the solution?**
    - Prefer managed → CoreX Service Model
    - Have team capacity → API Service Model
  </Step>
</Steps>

---

## Quick Recommendations

| You Are | You Need | Recommended Path |
|---------|----------|------------------|
| Startup, no dev team | Fast launch | BaaS → CoreX |
| Fintech with developers | Custom UX | BaaS → API |
| Bank modernizing | White-label + custom | BaaS → Hybrid |
| Platform with existing systems | Payment gateway only | PaaS |
| Enterprise with own core banking | Specific connectors | PaaS |

---

## Ready to Start?

<CardGroup cols={2}>
  <Card title="BaaS - CoreX" icon="desktop" href="/baas/corex/introduction">
    White-label solution
  </Card>
  <Card title="BaaS - API" icon="code" href="/baas/api/introduction">
    Direct API access
  </Card>
  <Card title="BaaS - Hybrid" icon="shuffle" href="/baas/hybrid/introduction">
    Combined approach
  </Card>
  <Card title="PaaS - Connectors" icon="plug" href="/paas/introduction">
    Technology connectors
  </Card>
</CardGroup>