Find Your Path

Use this guide to determine which FinHub service model is right for you.

Step 1: BaaS or PaaS?

flowchart TD
    A[What do you need?] --> B{Need business processes?}
    B -->|Yes - onboarding, accounts, transactions| C[BaaS]
    B -->|No - just technology connectors| D[PaaS]

Question	Answer → Path
Do you need customer onboarding flows?	Yes → BaaS
Do you need account/wallet management?	Yes → BaaS
Do you only need payment gateway integration?	Yes → PaaS
Do you have existing systems and just need connectors?	Yes → PaaS

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Step 2: If BaaS, Which Service Model?

flowchart TD
    A[BaaS Selected] --> B{Do you want to build your own UI?}
    B -->|No, give me a ready solution| C[CoreX Service Model]
    B -->|Yes, I have developers| D[API Service Model]
    B -->|Some of each| E[Hybrid Service Model]

Side-by-Side Comparison

Aspect	CoreX	API	Hybrid
Time to Market	2-4 weeks	4-12 weeks	4-8 weeks
Development Effort	Minimal	Significant	Moderate
UI/UX Control	Customizable themes	Complete control	Mixed
Mobile Apps	Included	Build your own	Some included
Maintenance	Managed by FinHub	Your responsibility	Shared
Best For	Quick launch	Custom experiences	Flexibility

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Decision Guide

1. Evaluate Your Resources

   Do you have a development team?

   • Yes → API or Hybrid Service Model viable
   • No → Consider CoreX Service Model

2. Consider Time to Market

   When do you need to launch?

   • Within 1 month → CoreX Service Model
   • 3+ months → API Service Model

3. Assess Customization Needs

   How unique is your user experience?

   • Standard flows → CoreX Service Model
   • Highly custom → API Service Model

4. Plan for Maintenance

   Who will maintain the solution?

   • Prefer managed → CoreX Service Model
   • Have team capacity → API Service Model

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Quick Recommendations

You Are	You Need	Recommended Path
Startup, no dev team	Fast launch	BaaS → CoreX
Fintech with developers	Custom UX	BaaS → API
Bank modernizing	White-label + custom	BaaS → Hybrid
Platform with existing systems	Payment gateway only	PaaS
Enterprise with own core banking	Specific connectors	PaaS

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Ready to Start?