SCT11 - Compliance Management
Tools and features to ensure regulatory compliance across operations via API
SCT11 - Compliance Management
Tools and features to ensure regulatory compliance across operations, including KYC/AML workflows, transaction monitoring, and regulatory reporting through the API.
Overview
This capability provides API access to comprehensive compliance management tools to help your platform meet regulatory requirements across all markets you operate in.
Features
| Feature | Description |
|---|---|
| KYC/AML Workflows | Customer verification processes |
| Regulatory Reporting | Automated regulatory reports |
| Transaction Monitoring | Real-time transaction screening |
| Audit Trail | Complete activity logging |
| Sanctions Screening | Global sanctions list checking |
Configuration Options
| Level | Features | Automation |
|---|---|---|
| Basic | Essential compliance | Manual workflows |
| Standard | Comprehensive management | Semi-automated |
| Advanced | Full automation | Regulatory updates auto-applied |
API Usage
Initiate KYC Verification
POST /api/v1/verification/kyc
Content-Type: application/json
Authorization: Bearer {access_token}
{
"customer_id": "cust_123456",
"verification_level": "STANDARD",
"documents": [
{"type": "PASSPORT", "document_id": "doc_abc123"},
{"type": "PROOF_OF_ADDRESS", "document_id": "doc_def456"}
]
}Response:
{
"verification_id": "ver_xyz789",
"customer_id": "cust_123456",
"status": "IN_PROGRESS",
"checks": [
{"type": "IDENTITY", "status": "PENDING"},
{"type": "SANCTIONS", "status": "PASSED"},
{"type": "PEP", "status": "PASSED"}
]
}Screen Transaction
POST /api/v1/compliance/screen
Content-Type: application/json
Authorization: Bearer {access_token}
{
"transaction_id": "txn_abc123",
"amount": 5000.00,
"currency": "EUR",
"sender": {"name": "John Doe", "country": "DE"},
"recipient": {"name": "Jane Smith", "country": "GB"}
}Response:
{
"screening_id": "scr_123456",
"result": "PASSED",
"risk_score": 15,
"checks_performed": [
{"type": "SANCTIONS", "result": "CLEAR"},
{"type": "PEP", "result": "CLEAR"},
{"type": "ADVERSE_MEDIA", "result": "CLEAR"}
]
}Get Compliance Report
GET /api/v1/compliance/reports/sar?period=2024-01
Authorization: Bearer {access_token}Response:
{
"report_type": "SAR",
"period": "2024-01",
"total_alerts": 45,
"filed_reports": 3,
"pending_review": 12,
"dismissed": 30
}Verification Levels
| Level | Checks Included |
|---|---|
| BASIC | Identity verification |
| STANDARD | Identity + Address + Sanctions |
| ENHANCED | Standard + Source of Funds + PEP |
Webhook Events
{
"event": "verification.completed",
"verification_id": "ver_xyz789",
"customer_id": "cust_123456",
"result": "APPROVED",
"timestamp": "2024-01-15T10:30:00Z"
}Integration with Other Capabilities
| Capability | Integration |
|---|---|
| SCT03 - Country | Country-specific compliance rules |
| SCT04 - Payments | Transaction screening |
| SCT06 - Decision Support | Compliance dashboards |
Related API Reference
Verification APIs
View detailed compliance API specifications
Subscription Tier Availability
| Tier | Configuration Level |
|---|---|
| Starter | Basic |
| Professional | Standard |
| Enterprise | Advanced |
| Custom | Configurable |